Financial Advice and Support

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Financial Advice and Support – Lincoln Direct Cremation

Losing a loved one is an emotionally challenging time, and managing the financial aspects of a funeral can feel overwhelming. Understanding the support available in Lincolnshire can help relieve some of the burden. Below is a comprehensive guide to government support, charitable help, and local resources for families.

1. Bereavement Support Payment

A government benefit for individuals who have lost a spouse or civil partner. It provides a lump sum followed by monthly payments, depending on your circumstances.

Eligibility:

  • Under State Pension age
  • Your partner must have paid National Insurance contributions for at least 25 weeks

Contact: 0800 731 0469
Apply online: Bereavement Support Payment

2. Funeral Expenses Payment

If you are on a low income or receiving certain benefits, the Funeral Expenses Payment can help cover funeral costs, including cremation or burial fees, death certificates, and travel expenses.

Eligibility:

  • Responsible for funeral costs
  • Receiving benefits such as Universal Credit, Income Support, or Housing Benefit

Contact: 0800 731 0469
Apply online: Funeral Expenses Payment

3. Pension Credit Bereavement Payment

If you or your partner were receiving Pension Credit, you may qualify for additional financial support after your partner’s death, including a one-off payment or ongoing assistance.

  • Pension Service Helpline: 0800 731 0469
  • More information: Pension Credit

4. Charitable Support

Several UK charities offer financial assistance and guidance to those facing difficulties after a bereavement:

Turn2us

Access welfare benefits, charitable grants, and financial support

turn2us.org.uk

turn2us.org.uk |  0808 802 2000

MoneyHelper

Free, impartial guidance on managing money, debt, and financial planning

StepChange Debt Charity

Free debt advice and practical solutions

Cruse Bereavement Support

Emotional and financial guidance after a loss

5. Local Authority Support

Your local council may provide additional financial assistance for funeral costs or emergency grants.

6. Citizens Advice Bureau (CAB)

The CAB offers free, confidential advice on money, legal matters, and financial support after a bereavement.

  • citizensadvice.org.uk
  • Find your local branch in Lincoln, Gainsborough, Grantham, Sleaford, Boston, and surrounding areas

7. National Bereavement Service

Provides free, confidential advice on all aspects of bereavement, including financial support, wills, and probate guidance.

Seeking Financial Support

It’s important to explore all available options after a loss. Support can help with:

  •  Funeral costs
  • Government benefits
  • Debt and financial planning
  • Charitable support

At Lincoln Direct Cremation, we guide families through both funeral arrangements and accessing financial support, ensuring your loved one receives a dignified and respectful farewell while helping families navigate practical and financial matters.

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