Financial Advice and Support – Lincoln Direct Cremation
Losing a loved one is an emotionally challenging time, and managing the financial aspects of a funeral can feel overwhelming. Understanding the support available in Lincolnshire can help relieve some of the burden. Below is a comprehensive guide to government support, charitable help, and local resources for families.
1. Bereavement Support Payment
A government benefit for individuals who have lost a spouse or civil partner. It provides a lump sum followed by monthly payments, depending on your circumstances.
Eligibility:
- Under State Pension age
- Your partner must have paid National Insurance contributions for at least 25 weeks
Contact: 0800 731 0469
Apply online: Bereavement Support Payment
2. Funeral Expenses Payment
If you are on a low income or receiving certain benefits, the Funeral Expenses Payment can help cover funeral costs, including cremation or burial fees, death certificates, and travel expenses.
Eligibility:
- Responsible for funeral costs
- Receiving benefits such as Universal Credit, Income Support, or Housing Benefit
Contact: 0800 731 0469
Apply online: Funeral Expenses Payment
3. Pension Credit Bereavement Payment
If you or your partner were receiving Pension Credit, you may qualify for additional financial support after your partner’s death, including a one-off payment or ongoing assistance.
- Pension Service Helpline: 0800 731 0469
- More information: Pension Credit
4. Charitable Support
Several UK charities offer financial assistance and guidance to those facing difficulties after a bereavement:
Turn2us
Access welfare benefits, charitable grants, and financial support
MoneyHelper
Free, impartial guidance on managing money, debt, and financial planning
StepChange Debt Charity
Free debt advice and practical solutions
Cruse Bereavement Support
Emotional and financial guidance after a loss